If it’s new, you’ll find it here.
The world of student loans is ever changing. And we’re always evolving our products and services to make them better for you. Check back often to make sure you have the latest student loan information available.

IDAPP GOES GREEN !

IDAPP is improving ways for you to manage your student loan account!

In an effort to reduce the amount of paper we produce, your billing statement will be getting a new look and we will be sending it to you electronically. There will be no more waiting for the mail; you can download your statement from any computer, anytime!

Click Here for more info.

Lower your monthly payments considerably and receive just one monthly bill for all your student loans. With extended repayment, you have up to 25 years to repay your federal student loans.

Learn more about the Extended Repayment plan or complete our online request form.

Direct Debit Program (DDP)
Exciting new enhancements for borrowers who use automatic payment deduction to make their student loan payment! Borrowers can now apply directly online and may request a debit for more than their regular monthly payment amount without changing their repayment schedule. Borrowers can also choose to have their payments made electronically regardless of their deferred or paid ahead status.

At no cost to you, we can simply deduct your monthly payment from your checking or savings account.

Complete your application today.

For more information on these exciting new features, click here for IDAPP's Direct Debit Program or contact IDAPP at (800) 366-5755.

Manage your loan on-line 24/7/365

Looking for a fast, convenient way to pay on-line? IDAPPay^TM is here!

If your loan is in repayment click here to access IDAPPay^TM, the fast, convenient and electronic way to pay your student loan(s). IDAPPay^TM also allows you to view your account statement, set up e-mail notifications and schedule future payments to keep your loan paid on-time, every time. IDAPPay^TM gives you the power to manage your loan payments; you may set up one-time or recurring payments. If it is a hardship to pay your entire monthly payment once a month IDAPPay^TM offers the flexibility to schedule smaller weekly or biweekly payments to satisfy your monthly payment that is due.

Keep building a strong payment history with IDAPP and protect your credit rating. Follow the easy steps to set up your MyIDAPP account to access IDAPPay^TM

Sign Up for MyIDAPP today!

ISAC to Pay Default Fee on Behalf of Borrowers
ISAC is pleased to announce that we will pay the 1% default fee (previously the guarantee fee) for all ISAC-guaranteed Federal Stafford and PLUS loans for the 2006-07 academic year. Although the recently enacted Higher Education Reconciliation Act of 2005 requires guarantors to pay this fee to the federal government for loans guaranteed on or after July 1, 2006, ISAC has chosen to subsidize the fee rather than pass the cost on to students and their families.

Introducing GRADPLUS – IDAPP’s NEW Loan Program
Effective July 1, 2006 Graduate and Professional students will be eligible to borrow through the Federal PLUS Loan Program. Introducing the new IDAPP gradplus loan! The gradplus program allows students to fill the financial gap between the cost of education and FFEL Stafford limits. For more information, click here.

New ZERO Fee Federal Stafford Loans
For Federal Stafford loans guaranteed after May 1, 2006, IDAPP will offer zero origination fees. This offer will be extended to both undergraduate and graduate school borrowers.

IDAPP will maintain their excellent borrower benefits program offering student's an interest rate reduction of up to 2.25%! Click here for information regarding the IDAPP Low Cost Borrower Benefits Program.

Career Advisor
Do you realize most people spend more time at their job than they do at home? If you are not happy or compatible with your job, most likely it will impact other areas of your life as well. Changes in priorities, family, technology, and many other factors may also influence what career works well for you. To find out more information about whether or not you are compatible with your job or for suggestions on how you can set a career path, download the free IDAPP career tip guide today, valuable advice from Student Loan Experts.

Deferment forms are now available in Spanish
With recent approval from the Department of Education, deferment forms are now available in Spanish. Please click the link or you may access the form in the "Forms" section of the IDAPP web site. Look for additional enhancements for Spanish speaking borrowers coming soon.

Have a Variable Interest Rate Student Loan?
RateZone is your reliable source for the most competitive student loan interest rates. For the most up to date information on the rate of you Federal Stafford, Federal parentplus, Federal gradplus, or Consolidation loan, visit RateZone.

Mapping Your Future
Get your financial aid, college career, and debt management questions answered! Mapping You Future is a nonprofit, public-service web site that provides free career, college, financial aid, and financial literacy information and services. Mapping Your Future offers live chat events, which are a great way to speak to a counselor from the privacy and convenience of a computer. For more information click here.

On-Line Credit Approval
Need to apply for a PLUS Loan or an Alternative (IDEAL) Loan? Check out the on-line applications on our web site. Simply type in your information and press submit using the submit button located at the bottom of the application. Within 10 - 15 seconds we will return a credit decision. In the event you are not immediately approved, call the next business day and one of our PALS customer service specialists will be able to provide you with additional information.

Night Owls & Web Surfers
Researching questions about your loan account after hours? IDAPP in conjunction with ELM Resources have developed an additional service called ELMNet. Now you can access immediate information about your student loan account 24 hours a day 7 days a week.

Tell us how we are doing. Take our survey
Please take a few moments to tell us how we are doing. At IDAPP, we are continually refining our processes and procedure to make working with us easier and more friendly. Your feedback is important to us.

Check out our new links page!
Our new links page is full of fun and exciting online destination from industry links to shopping and travel.